WE ARE PRIVATE HEALTH INSURANCE SPECIALISTS​

Private Medical Insurance

For Businesses

With company private medical insurance for your business you have control over how quickly you and your staff can get back to your best state of health. Getting your team back to their best quickly, can save your business time and money. With comfortable private rooms you can if you choose, conduct meetings and access the internet or simply rest and re-cuperate in a calm peaceful environment.

Staff Recruitment and Retention

  • Private medical insurance is the 2nd most sought after benefit after pensions.
  • Private medical insurance results in employees taking fewer sick days.
  • If employees are sick, you can be confident that they will get the best treatment.

So why should you have Private Medical Insurance for Employees?

  • Improved staff recruitment and retention
  • Fewer sick days and faster return to work
  • Healthier, happier more motivated staff

Our goal is finding your business the right private medical insurance for you and your employees, is to make sure which ever provider you choose does exactly what they say they will do in their sales brochure. Why? Because quite frankly, we give a damn.

The NHS strives to use its finite resources to provide first class Accident and Emergency, On-going long term care for Mental Health and Chronic conditions (non-curable, long term conditions). Also expecting it to consistently provide fast, immediate access to the very best surgeons for Acute conditions (conditions that arise unexpectedly and can be cured in a short period of time) in hospitals with first class hygiene and staffing ratio’s is a lottery. This is where the Private sector can step in for you as a business owner. It takes a different view towards cutting edge drugs and treatments for cancer and other often potentially life threatening conditions. The Private sector runs along side the NHS and is there to complement it, not compete against it.

Private Medical Insurance for Families

For Families

With a young family it is re-assuring to know that you and your loved ones will get fast, high quality treatment and care at the very best hospitals in the UK. Only senior surgeon/consultants work in hygienic private hospitals. Nursing care that can afford time for you, can give you the peace of mind you deserve.

  • Flexible, fast, high-quality care and treatment
  • You have a choice, pick the best surgeon/consultant & hospital
  • You have control of when and where it fits into your busy life

Our goal in finding you the right private medical insurance for your family, is to make sure which ever provider you choose does exactly what they say they will do in their sales brochure. Why? Because quite frankly, we give a damn.

The NHS strives incredibly well within it’s budget, staffing and administration challenges to provide first class Accident and Emergency, On-going long term care for Mental Health and Chronic conditions (non-curable, long term conditions). Asking the NHS to always provide fast, immediate access to the very best surgeons for Acute conditions (conditions that arise unexpectedly and can be cured in a short period of time) in hospitals with first class hygiene and staffing ratio’s is a lottery. This is where the Private sector can step in for you as a family.

For families who prioritise their health, PMI is a way to protect their income and lifestyle. In the event of illness the last thing we need to distract us are delays, uncertainty that we are being seen by the top consultant/surgeons and trying to recover/recuperate in an overworked understaffed NHS ward.

The private sector takes a different view towards cutting edge drugs and treatments for cancer and other often potentially life threatening conditions. The Private sector runs along side the NHS and is there to complement it, not compete against it.

Private Medical Insurance

For Individuals

Our goal in finding you as an individual the right private medical insurance is to make sure which ever provider you choose does exactly what they say they will do in their sales brochure. Why? Because quite frankly, we give a damn.

The NHS strives incredibly well within its budget, staffing and administration challenge to provide first-class Accident and Emergency, On-going long term care for Mental Health and Chronic conditions (non-curable, long term conditions).

Asking the NHS to always provide fast, immediate access to the very best surgeons for Acute conditions (conditions that arise unexpectedly and can be cured in a short period of time) in hospitals with first-class hygiene and staffing ratio’s is a lottery. This is where the Private sector can step in for you as an individual.

Individual Private Medical Insurance

PMI (Private Medical Insurance) is the second most sought after benefit by individuals from their employers.

For Self Employed, Business owners and Individuals who prioritise their health, PMI is a way to protect their income and lifestyle. In the event of illness the last thing we need to distract us are delays, uncertainty that we are being seen by the top consultant/surgeons and trying to recover/recuperate in an overworked understaffed NHS ward.

The private sector takes a different view towards cutting edge drugs and treatments for cancer and other often potentially life threatening conditions.

The Private sector runs along side the NHS and is there to complement it, not compete against it.

Process

It takes just 3 easy steps to obtain the peace of mind that comes with Health Choice Private Medical Insurance:

Get a Free Quotation

One of our specialist healthcare consultants will telephone you within 24 hours to provide you with advice and a personal illustration.

Complete and return to us the simple application form we send you.

What Our Clients Say About Us

Richard Blythe, Oakhurst Real Estate Ltd
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" David has been most helpful in setting up our company health insurance schemes in the last 12 years, giving advice on the best value for money obtainable from each healthcare insurer and also in our case some hidden benefits regarding dental care, which we'd not have been aware of. David also has assisted in clarifying how best to analyse each offer to ensure we place our policies with the best suited insurer to our particular needs and our families' needs."
Callum Smith, Ryder Reid Legal
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" Health Choice have been successfully helping us negotiate our PMI for the past 9 years. David Morrell is extremely knowledgeable and has offered a dedicated, comprehensive service year after year, ensuring we get right Health Insurance plan at the best value possible."
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David Morrell - Director/Senior Health Care Advisor

David has worked as a specialist intermediary for private medical insurance since 1998. In 2005 David started Health Choice to provide only advice for Private Medical Insurance (PMI) for SME’s and individuals.

With the introduction of FSA compliance in 2005 David considered it prudent to focus only on PMI.Health Choice covers London and the South East with an emphasis on the personal touch by visiting clients at their offices or homes.

About HCPMI

Health Choice was established in 2005 when Private Medical Insurance was brought under The Financial Services Authority (now Financial Conduct Authority FCA) umbrella for compliance.

We are Specialist Intermediaries providing only Private Medical Insurance advice and service. This means we specialise in giving advice on Private Medical Insurance for Small and medium businesses. Typically our clients have between 20-100 employee’s, Self Employed and Individuals who place their health and well being as a high priority. Because we specialise, we really understand the needs and desires of both the business owner and their employees which means we can serve you better.

“If the worst thing in life that could happen to us is that we are left on the pavement in only our underwear, but still have our health, we have hope”. It is Health Choice’s mission to ensure the ongoing good health of our clients by understanding the needs and recommending the best possible services to our clients.

Our job is to find the best value for money Private Medical Insurance (often called Health Insurance) for our clients. In some cases this may be a combination of more than one product. We look at the market and make recommendations depending on the needs and budget of our clients.

Our service is fee free and includes an on-going annual review.